Category Archives: Long Term Care Insurance

A close family friend recently phoned me to ask, “So I am thinking about long-term care insurance, what exactly should I be looking for and where do I start? ” And my answer was, ” Are you confused?” “Yes.” “Well, … Continue reading →

When Should You Consider Buying Long-Term Care Insurance? The only short answer to this question is the month before you need to make a claim  But since none of us have a crystal ball to tell us when we will … Continue reading →

There are so many reasons as to why people chose not to buy long-term care insurance. Some of those reasons may be based on very sound decisions. For instance, if you have made a thorough investigation into the cost of … Continue reading →

Long-term care insurance is a good financial protection vehicle for anyone who has enough assets to protect and can also comfortably afford the premiums. It can help ensure that all of the time and effort you have spent on acquiring … Continue reading →

No one likes to pay insurance premiums of any kind and long-term care insurance is no exception. We pay these premiums because the alternative leaves our retirement income and investment assets exposed to high risk if long-term care becomes necessary … Continue reading →

A lot of people are not willing to get long-term care insurance (LTCI) until much later in life, in their 80s rather than in their 50s, say, but a host of recent articles have been turning up in everything from … Continue reading →

In a recent survey conducted by AARP, the findings showed that there is confusion between what most individuals think about long-term care costs and the actual cost of care itself. In fact, after surveying 1,456 people over the age of … Continue reading →

More and more companies are beginning to offer long-term care insurance (LTCI) to their employees as part of an overall health care benefits package. And because getting group medical insurance is usually one way of getting lower insurance rates, most … Continue reading →

On Monday, the New York Times ran a great story about Medicare Advantage Plans. Medicare Advantage Plans are a type of home health care plan sold by private insurance companies. These plans are actually associated with Medicare. It seems that … Continue reading →

In my previous articles, I have talked about long-term care insurance partnership program that almost two thirds of the states is in the process of getting approved and put into place. This program is designed to encourage the purchase of … Continue reading →