Monthly Archives: June 2009

There are so many suggestions and opinions about long term care insurance which is actually based on anecdotal evidence. Every once in a year, the American Association for Long-Term Care Insurance publishes a LTCI Sourcebook that cuts through the fog … Continue reading →

The New York Times have just published an article entitled, ” Caring for the Caregivers ” and while I read the piece, I merely shook my head a few times thinking about the implications in the article and what I … Continue reading →

A vital ingredient in any successful long-term care insurance plan is to have a cheap policy without having to give up on good coverage. If you have recieved quotes from several highly rated insurers and yet find that the premiums … Continue reading →

Private insurance companies sell LTCI policies to offset the costs of long term care. LTCI is just like all insurance policies that requires premiums to help recipients avoid paying large amounts of money in the event of an illness or … Continue reading →

Planning for long term care is complicated. Each person’s needs are unique, therefore, the cost of long-term care varies greatly. Some social and physical assistance is available for free or at a low cost, while very expensive nursing home or … Continue reading →

In a long term care insurance (LTCI) policy, the elimination period is often referred to as the policy deductible. In many ways it is similar to the deductible used in major medical insurance policies. One significant difference is this: rather … Continue reading →

On Monday, the New York Times ran a very good story about Medicare Advantage Plans. Medicare Advantage Plans are a type of health plan sold by private insurance companies. The plans were mostly associated with Medicare.  It seems that seniors … Continue reading →